TurnkeyCFO
Client Financial Portal
Updated April 13, 2026

March 2026 dashboard for Heirloom Church

This release turns the March financial button into a full monthly review experience. The first tab summarizes the QuickBooks month-in-review story with YTD context, while the second tab breaks down March Subsplash giving by fund, method, donor mix, and top supporters.

March Bottom Line
-$30,225
March revenue landed at $17,516 against $47,966 in spend. YTD is still positive at $5,403, but March materially reset the pace.
Client Documents

Open the Heirloom Church SharePoint folder

Use this for statements, source files, supporting schedules, and shared client documents.

Open Client Files

QuickBooks month in review

March is the story month, but every card below is grounded in the January through March 2026 statement so the team can see what shifted and what remains intact YTD.

March focus
March Revenue
$17,516
Down 72.4% from February's $63,537 after a very strong external support month in February.
Giving cooled sharply
March Expenditures
$47,966
Up 48.2% from February, led by ministry supplies, marketing, salaries, and software spend.
Spend spike
March Net Revenue
-$30,225
March margin was -172.6%, compared with +49.6% in February.
Needs attention
YTD Net Revenue
$5,403
Q1 remains positive because January and February generated a combined surplus of $35,628.
YTD still positive

Revenue vs. spend by month

March's deficit came from a combination of softer inflows and a much heavier expense month.

January
Revenue $33,134Net +$4,133
Spend $29,360Margin 12.5%
February
Revenue $63,537Net +$31,495
Spend $32,374Margin 49.6%
March
Revenue $17,516Net -$30,225
Spend $47,966Margin -172.6%

March revenue composition

March revenue was concentrated in core giving and outside support, with designated gifts providing a smaller but meaningful layer.

Internal tithes & offerings$9,508 | 54.3%
External partner gifts$6,151 | 35.1%
Calhoun designated gifts$1,492 | 8.5%
Missions & outreach designated$365 | 2.1%

Total March revenue per QuickBooks: $17,515.79.

March insight highlights

  • March generated the only loss month in Q1, erasing most of February's strong gain and bringing YTD net revenue down to $5.4k.
  • Marketing expense reached $6.5k in March, up from $1.1k in each of the prior two months, which likely reflects a one-time campaign or launch cycle.
  • Ministry supplies rose to $12.0k, making up 25.1% of March spend and becoming the second-largest cost bucket after salaries and wages.
  • Salaries and wages stayed steady at $16.5k in March, showing the deficit was driven more by non-payroll variable spend and softer giving than by staffing changes.

YTD perspective

Q1 revenue closed at $114.2k against $109.7k in expenditures, for a modest 4.7% YTD operating margin. That means the church still has a positive year-to-date cushion, but March signals a pacing issue: the ministry can absorb occasional initiative-heavy months, yet it will likely need either a rebound in April giving or a normalization of discretionary spend categories to keep the year on track.

YTD Revenue
$114,188
Built mostly on $66.8k in internal tithes and offerings plus $42.2k in external partner gifts.
YTD Expenditures
$109,700
Salaries, ministry supplies, and software are carrying the largest cumulative cost load through March.

Largest March expense drivers

These categories explain most of the March compression.

Salaries & wages$16,543 | 34.5%
Ministry supplies$12,029 | 25.1%
Marketing$6,512 | 13.6%
Software & subscriptions$3,751 | 7.8%
Ministry equipment$2,566 | 5.4%
Professional services$1,898 | 4.0%

CFO actions for April

  • Separate one-time March launch or event spending from baseline operating costs so leadership can tell whether April should naturally recover.
  • Track marketing, ministry supplies, and software as a weekly watchlist until the run rate settles back toward January and February levels.
  • Use the Subsplash giving tab to monitor whether recurring support offsets part of the March softness early in April.
  • If April revenue trends like March, consider deferring discretionary purchases before the next major ministry spend cycle lands.

Q1 summary table

Metric January February March YTD
Revenue $33,134 $63,537 $17,516 $114,188
Expenditures $29,360 $32,374 $47,966 $109,700
Net revenue $4,133 $31,495 -$30,225 $5,403
Internal tithes & offerings $25,083 $32,233 $9,508 $66,824
External partner gifts $6,638 $29,375 $6,151 $42,164
Net margin 12.5% 49.6% -172.6% 4.7%

Balance sheet snapshot as of March 31, 2026

The new statement of financial position shows a strong cash position with limited current liabilities.

Total Assets
$204,322
Mostly held in operating cash, with total bank accounts of $203,735.
Total Liabilities
$14,733
Driven primarily by the Ramp card balance and a small accounts payable balance.
Total Equity
$189,589
Includes $11,209 of restricted net assets and $11,561 of current net income.
Cash Position
$203,917
Current assets are almost entirely liquid, giving the church a healthy near-term cash buffer.

Balance sheet highlights

  • Operating checking and reserve balances total $203.7k, which gives the church substantial liquidity entering April.
  • Current liabilities are only $14.7k, so the organization appears lightly leveraged at month-end.
  • The largest liability on the balance sheet is the Ramp card at $14.0k, making credit card management the key short-term watch item.
  • Net assets remain strong at $189.6k, including $11.2k in restricted funds for designated ministry use.

Source: attached `Heirloom Church_Statement of Financial Position.xlsx`, as of March 31, 2026.

Subsplash giving dashboard

This tab reflects the March 2026 gift export you attached. It focuses on net gifts received, fund mix, donor behavior, and the giving channels leadership can watch during April.

March giving export
Net March Gifts
$20,914
112 gifts across March after $362 in fees.
63 unique donors
Recurring Giving
$8,566
62 recurring gifts represented 41.0% of net March Subsplash giving.
Stable base
One-Time Giving
$12,348
50 one-time gifts made up the majority of March inflows.
Campaign-sensitive
Average Net Gift
$186.73
80 donors chose to cover platform fees, keeping more of each gift available for ministry.
Fee coverage strong

Fund mix

General Fund remained the core giving engine, while Outside Support added meaningful non-routine reinforcement during March.

General Fund$13,457 | 64.3%
Outside Support$6,020 | 28.8%
Calhoun Support$1,437 | 6.9%

Payment method mix

Card giving dominated the month, but ACH still contributed a meaningful lower-friction, lower-fee block.

Visa$9,206 | 44.0%
Check$5,195 | 24.8%
ACH$4,212 | 20.1%
MasterCard$1,900 | 9.1%
Donor-advised fund$400 | 1.9%

Giving insights

  • Recurring gifts contributed $8.6k across 62 transactions, creating a stable giving floor even during a softer overall month.
  • One-time gifts still drove 59.0% of March net giving, so leadership remains somewhat dependent on episodic generosity and outside support.
  • The strongest giving day was March 9 at $2,545 net, followed by March 15 at $2,080 net and March 1 at $2,049 net.
  • Outside Support delivered nearly 29% of March net gifts, which is helpful but should be monitored separately from core congregational giving trends.

How this complements QuickBooks

QuickBooks shows March revenue at $17.5k, while the attached Subsplash export shows $20.9k in net March gifts. That difference is expected when timing, source coverage, batching, and accounting categorization do not line up perfectly. The value of this page is directional clarity: QuickBooks shows the operating picture, and Subsplash shows the giving engine underneath it.

Top Fund
$13,457
General Fund accounted for 86 gifts and nearly two-thirds of net March giving.
Top Supporter
$2,545
Epic Life NB was the highest March donor in the attached export.

Top March donors from the attached Subsplash export

Donor names remain visible, and the March giving amounts appear only after you click reveal.

Donor Type Fund Gift Count Net Total
Epic Life NB One-time Outside Support 2 $2,545
David Futch Both General Fund 3 $1,366
Allen Walk Recurring General Fund 4 $1,171
Micah Veale One-time General Fund 1 $1,106
FBC Georgetown One-time Outside Support 1 $1,000
Rebecca Dotson One-time General Fund 2 $880
fidelity for calhoun support One-time Calhoun Support 2 $800
Krista Ruff Recurring General Fund 4 $800
Rush Creek Baptist One-time Outside Support 1 $750
Allyson Root Recurring General Fund 5 $750

Source: attached `gifts-2026-04-13 (1).csv`, filtered to March 1 through March 31, 2026.

Top donors in the past 12 months

Trailing 12 months uses April 1, 2025 through March 31, 2026 from the attached giving export.

Donor 12-Month Total
Revolution Church$25,000
Matt Moody$18,756
David Futch$17,890
North Metro Ministries Inc$16,250
Epic Life NB$15,625
Allen Walk$15,226
Eric Allen$14,700
Sergio Andrade$12,089
Micah Veale$10,112
John Cribari$8,768
Heirloom Church portal dashboard prepared from the attached QuickBooks statement and Subsplash gift export. Confidential client-use reporting by TurnkeyCFO.